Senior Application Services asks . . . 

Have You Been Told to "Spend Down" or "Reduce Resources"?

Many people throw away thousands of dollars based on this bad advice. "Reducing Resources" is what ALTCS now calls "spending down". In other words, they are saying "You have too much money so come back when you've spent it all." Giving your money away within five years of applying will result in a transfer penalty, so don't do that either. Spending down may work, but it is a needless waste. With our help that money could benefit you and your family without delaying or reducing your benefits. Why do so many people make the awful mistake of spending down? ALTCS personnel are trained to advise you to "reduce resources" and then reapply once your money is gone. They are also trained not to tell you that their policy allows for better ways to get below their resource limit. Many ALTCS "help" websites and "experts" just don't know enough about ALTCS policy to save your money from a spend down. We know ALTCS policy, and we know ways you can become resource eligible without wasting your money. The best method for you depends on your income, assets, and personal priorities. If you are over the ALTCS Resource Limit by more than $2,000, please call us before you throw your money away on a "Spend Down". We will tell you how ALTCS policy works for you.

Please call (520) 222-7247 or send us an email before you "Spend Down". There is no fee for the initial consultation.

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